Media release
Zurich, 18 October 2022

DKB and Netcetera enable smooth and convenient online payments with Visa Debit

One card for everything: The software company Netcetera, the market leader for 3-D Secure in the DACH region, has successfully supported Deutsche Kreditbank AG (DKB) in its transition to a one-card strategy. Using Netcetera's SCA-compliant 3DS ACS, DKB increases its success rates for Visa Debit payment transactions.

Digital payments are everywhere: in web stores, in apps, and at the checkout with a smartphone. To meet the diverse use cases of its more than 5.2 million customers, DKB introduced the free Visa Debit card at the end of 2021 as a top-of-wallet card for the DKB checking account. Netcetera, as a proven expert for secure digital payment, has successfully accompanied this path with its 3-D Secure products.

The Netcetera Access Control Server (ACS) is the backbone of the project, as the 3DS product is certified according to the latest protocols and, at the same time, supports all PSD2 exemptions. Secure two-factor authentication (SCA) of cardholders is ensured, while the user experience is optimized with convenient authentication methods. DKB makes use of the management functions of the ACS. Netcetera is also able to react flexibly and agilely to technical requirements, for example, the new DKB Banking App was integrated for DKB.

"We are pleased to have Netcetera as a strong partner at our side. They provide us with custom-fit digital business solutions for digital life, creating real added value for the user experiences of our more than 5.2 million customers. Smooth and reliable processing of online payments around the clock!", says Maren Heiß, Head of Retail Banking at DKB.

Bernhard Binz, Director Sales at Netcetera, adds: "As an existing partner for the DKB Visa Credit cards, we have once again convinced DKB with our flexible yet extremely economical platform. The second largest direct bank in Germany also chose Netcetera in its search for the best possible partner for the new processing solution for Visa Debit."

DKB already relied on Netcetera in 2019, modernizing the 3-D Secure process for its customers and integrating payment approval via biometrics. This latest implementation of Netcetera ACS and Visa Debit is another example of their successful cooperation.

Media contacts:

DKB
Hauke Kramm
Press Officer
presse@dkb.de
+49 30 / 120 30 83 33

Netcetera
Angelika Seiler
Head of Content
angelika.seiler@netcetera.com
+41 44 297 58 09

About DKB

Deutsche Kreditbank AG (DKB), headquartered in Berlin, is part of the BayernLB Group and serves business and private customers with its nearly 5,000 employees. With total assets of 132.9 billion euros (as of 30 June 2022), it is one of the top 20 banks in Germany. More than 5.2 million people are DKB customers. They conduct their banking transactions conveniently and securely online. DKB’s industry experts provide personal support to business customers at 25 DKB locations throughout Germany. As a partner to companies and municipalities, the bank specialized early on in promising sectors in Germany: Housing, health, care, education, agriculture, infrastructure, and renewable energies. DKB is one of the market leaders in many of these sectors. It also attaches great importance to sustainable action: DKB focuses on sustainable lending business. Website: www.dkb.de

About Netcetera

Netcetera is a global software company with cutting-edge IT products and individual digital solutions in the areas of secure digital payment, financial technologies, media, transport, healthcare and insurance. More than 2,500 banks and issuers, and 160,000 merchants rely on the digital payment solutions and globally certified 3-D Secure products of the market leader for payment security. The owner-managed company covers the entire IT lifecycle, from ideation and strategy to implementation and operation. The balanced combination of the latest technologies and proven standards ensures investment security, from large-scale projects to innovative start-ups. Founded in 1996, Netcetera is a holding company with around 1,000 employees and is headquartered in Zurich, Switzerland, with locations across Europe, Asia, and the Middle East. Further information on netcetera.com and LinkedIn.